Employers risking staff insurance cover

Employers have to disclose all details of their employment practices or risk staff not being covered by their insurance, a group claims.


Employers have to disclose all details of their employment practices or risk staff not being covered by their insurance, a group claims.

Employers have to disclose all details of their employment practices or risk staff not being covered by their insurance, a group claims.

The National Group on Homeworking (NGH) has said that employers are still responsible for the safety of their staff, even when they are working from home.

Because using drivers or homeworkers is not uncommon, it can be incorporated into most employer’s liability insurance policies but that is dependent on the insurer being ‘totally aware’ of the working conditions, the director of the NGH Linda Devereux says.

‘It is totally reliant on the employer giving all the relevant information to their insurer,’ she comments.

According to the Health and Safety Executive, in the UK in 2006-07, 241 workers were killed at work and some 2.2 million people were suffering from a condition or illness they thought was caused or aggravated by their work.

The Labour Force Survey has revealed that in the same period around 274,000 reportable injuries occurred in the workplace.

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