Making sound investments in volatile times

After the recent global economic problems, it’s never been more important to choose your offshore investments carefully.


After the recent global economic problems, it’s never been more important to choose your offshore investments carefully.

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After the recent global economic problems, it’s never been more important to choose your offshore investments carefully. At Lloyds TSB, we offer a wide range of portfolios and funds to suit our customers’ needs and are able to draw on many years international investment experience.

When you’re working out your options for growing your money in offshore funds, it’s essential that the advice you’re given is tailored to your needs. For this reason, we have a team of specialist Financial Managers, who are able to recommend what’s best for you based on your personal situation. With an extensive portfolio of investments to choose from, our advisors will be able to help you find one that fits you perfectly.

One of the first things you’ll discuss with your Financial Manager is your attitude to risk, which will help you gain a clearer picture of the types of investments that might be right for you. This is a decision based on your personal and financial situation and involves asking yourself a number of questions about your circumstances. The length of the investment is a key factor – if it’s over a short-term of five years or less, you’re less likely to take risks with your cash. Your age also comes into play – those closer to retirement may decide to play it safer than younger investors. Of course, the biggest factor is always going to be your personal wealth, as the more money you have, the more options will be at your disposal. If this is your situation, you could decide to enjoy the flexibility of investing in a mix of low-risk funds for security and high-risk options with a potentially higher return.

To help our customers better understand their attitude to risk, we use six categories with our investments, ranging from Secure to Specialist. Whether you go for either of these, or Cautious, Balanced, Progressive or Adventurous offshore funds, will depend on many of the factors mentioned above. Once all of these factors have been taken into consideration, you may wish to have browse through Lloyds TSB’s Lifestyle Portfolios or individually-managed offshore funds. With options for supplementing your finances with income from your capital or more long-term funds available, there are many products to choose from whatever stage of life’s journey you’re at.

If you’re still unsure of your options, Lloyds TSB’s Savings and Investments Finder can help you find a suitable home for your money. Alternatively, you could get in touch with us and arrange to speak to one of our specialist Financial Managers – just one of the many ways we’re helping our offshore investments customers get the most out of their mone.

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