About

Tim Adler is group editor of Small Business, Growth Business and Information Age. He is a former commissioning editor at the Daily Telegraph, who has written for the Financial Times, The Times and the Daily Telegraph. He is the author of three nonfiction books, the most recent of which was reviewed by The Sunday Times as “compulsively readable” and by the Daily Mail as “dazzling”. Since becoming editor of Small Business in 2019, the website was named alongside the BBC, the Guardian and the Telegraph as a top live blog covering the coronavirus pandemic by journalist trade magazine Press Gazette.

News

Downing Street pushes for VAT to be cut from 20%

No 10 has proposed a temporary cut in VAT from 20% but Treasury pushes back, worried about real and long-term cost of overstimulating the economy

Business Technology

Firms lose £19bn a year due to poor mobile networks

Poor mobile connection is costing small businesses on average one hour of working time each week per each employee, having a knock-on effect of costing UK economy £8bn a year in lost output

Financing

Small business startup funding

Startup funding for any small business can be a minefield. Here’s a guide to the options available to get you through those early days

Financing

A complete guide to small business finance

Cash flow is one of the biggest headaches for small business owners. Bank loan applications can be cumbersome. Yet there is a nimbler generation of lenders who can get money into your bank account fast

News

Nearly 500,000 small firms ‘at risk of going bust’

Federation of Small Businesses calls on Rishi Sunak for more support to deal with ‘ticking timebomb’

Business Loans

Government to launch £3bn recovery loan scheme

Replacement recovery loan scheme will offer loans of up to £2m to businesses, backed by a 70% government guarantee in event of default. But small business owners will have to offer personal guarantees first

News

MP calls for banking dispute service to be scrapped

Business Banking Resolution Service (BBRS) has only effected six awards since launch, despite being established to handle anything up to a thousand SME disputes

Employing & managing staff

How to decide on HR policy for your small business

An HR policy sits alongside your marketing strategy and financial policy when it comes to day-to-day operations. But it’s so much more than just a set of rules and regulations, it’s a document which defines your business

News

Businesses call for immediate emergency Budget

British Chambers of Commerce call on chancellor Rishi Sunak to reverse National Insurance rise, slash VAT on energy bills to 5% and reinstate free Covid testing for businesses

News

Independent shops ‘open’ to idea of online sales tax

Independent retailers write to chancellor Rishi Sunak saying they are open to the idea, supported by big chains such as Tesco, Sainsbury and Waterstones

News

Businesses in distress increase by a fifth over a year

Insolvency expert Begbies Traynor calls on government to take softer line with small firms struggling to repay Covid debt

Accounting

How to help your staff avoid National Insurance hike

From today both employers and staff face a 10% increase in the amount they pay each month in National Insurance contributions. But there is a way to help your staff avoid today's National Insurance contribution increase