Advice and Ideas for UK Small Businesses and SMEs
With Commercial Combined Insurance, you can protect your business against property damage, employee injury, and third-party claims all in one flexible insurance package. Optional business interruption cover may also be available, subject to the policy terms and the cover selected.
Tailored for small businesses, this cover helps you stay protected from the unexpected, so you can focus on running your business with confidence.
*subject to eligibility, underwriting criteria and cover selected
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Property, business interruption, employers’ liability and public liability cover.
Cover built for businesses with up to 10 employees.
At Small Business, we’re committed to providing straightforward insurance policies that are easy to take out (you can buy our policies online in minutes).
This Commercial Combined Insurance package brings together multiple essential covers into one easy-to-manage solution, helping protect your business against the most common risks, from property damage to liability claims.
It’s a simple, practical way to confidently protect your business and provides peace of mind.
This insurance is arranged by Stubben Edge (Risk) Limited, an FCA regulated company which is also the policy administrator, and is underwritten by Ascot Syndicate 1414 at Lloyd’s with delegated authority to Cedar Underwriting Limited. **Borrowing is subject to application, eligibility, affordability and credit check. T&Cs, fees, charges and rates apply.
Your burning questions, answered.
It combines multiple types of business insurance into one policy, including property damage, business interruption, employers’ liability, and public liability.
This policy is designed to offer core protections, so property damage, employers’ liability, and public liability form the main section of this package. You’re able to add on business interruption cover as required.
If you employ staff, employers’ liability insurance is usually a legal requirement in the UK.
Business interruption cover can help replace lost income and cover additional costs while your business recovers.
Yes, cover is subject to maximum limits depending on the type of insurance selected (e.g. property and liability limits).
You should notify the claims handler as soon as possible with details of the incident. You will need to provide supporting documentation, such as evidence of loss or damage.
Claims are handled by Woodgate & Clark Limited on behalf of the insurer.
Simply fill in a few quick details and you can buy our policy online in minutes.
Simply fill in a few quick details and you can buy our policy online in minutes.