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Alternative finance

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SmallBusiness.co.uk is working in partnership with Finpoint to help you find the right finance for your business. This section provides comprehensive guides and articles on the different alternative finance options for UK small businesses and entrepreneurs. There are many different types available, including crowdfunding, peer-to-peer lending, micro loans, equity finance and angel investments, plus various strands of asset-based lending and refinancing.

For smaller businesses looking to grow, alternative finance providers are often better aligned to their needs – not only because they can offer less strict criteria than traditional lenders like banks, but also because they can be more flexible and responsive whilst offering a better customer service.

The alternative finance market is a dynamic sector in the UK, driven by the country’s twin strengths in fintech and investment banking services. Business funding for British SMEs from alternative finance firms now tops £15bn annually and is set to grow strongly up to and beyond the 2020s. Read on for ideas, analysis and case studies to see if it could benefit your company as well.

Is your business missing out on asset based lending?

Many UK SMEs remain unaware of the benefits that asset based lending can offer them, Close Brothers research reveals.

Alternative finance

Alternative finance

What are the best alternatives to a business overdraft?

The alternative finance market is stepping into the hole left by overdrafts by introducing a number of innovative products, writes Conrad Ford.

Alternative finance

The future of crowd investment is bright

Optimism abounds amongst the higher echelons of the equity crowd investment world. Here are four reasons why the future of crowd investment is looking particularly bright as we head into 2017.

Crowdfunding for Business

Peer to peer strikes a chord with younger generation

People aged 18-34 are four times more likely than over-55s to have money invested in a peer to peer platform.

Alternative finance

Property finance in the UK: What are the options?

It is important to ensure that you take out the type of property finance that best suits you and your needs, as we reveal in this piece.

Alternative finance

How to succeed when crowdfunding

Joel Hughes discusses some key factors to consider when running a successful crowdfunding campaign.

Alternative finance

How to become your own bank manager

Steven Renwick discusses how new capabilities are enabling the genesis of a whole new era of SME finance.

Alternative finance

Biggest crowdfunding rounds and predictions for 2017

Crowdcube becomes first crowdfunding firm to raise £200m in investment and gives their predictions for 2017.

Alternative finance

How to become your own bank manager

Steven Renwick discusses how new capabilities are enabling the genesis of a whole new era of SME finance.

Alternative finance

Biggest crowdfunding rounds and predictions for 2017

Crowdcube becomes first crowdfunding firm to raise £200m in investment and gives their predictions for 2017.

Alternative finance

Brits seek financial support from friends and family over banks

National research reveals British entrepreneurs held back by diminishing lines of credit and an inability to reach out to the Bank of Mum and Dad.

Alternative finance

The quick way to boost cash flow to your business

Here, we look at how to access finance quickly, when you need it most.

Alternative finance

Will president-elect Trump have an impact on UK alternative finance markets?

Sacha Bright analyses the potential successes and pitfalls that Donal Trump could pose the UK alternative finance market during his term in office.

Alternative finance

Crowdcube calls for unified reporting on crowdfunded businesses

There should be uniform practice when reporting on the performance of crowdfunded businesses, according to Crowdcube.

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How to keep your small business safe online

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How to grow a global creative agency in record time

Find out how creative agency, Myth Studio, used technology to grow their business and quadruple their staff count in 18 months

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