Category

Financing

The financing channel looks at the different small business funding options available to start-up companies and established SME businesses looking to grow. Read a wealth of guides and tips to help manage your accounts and cash flow better, views on the future of business banking and where to source alternative finance.

Give credit only where it’s due

More than two-fifths of small businesses are offering credit to new customers without checking their creditworthiness, leaving themselves open to bad debts.

Accounting

Accounting

Guide to pre-trading expenditure

If you have expenses in respect of your self-employment in the seven years before you commenced trading, you may be able to claim these items against your profits.

Tax

Partnerships and VAT

Determining whether a partnership exists, particularly in respect of VAT, can sometimes be a difficult task.

Accounting

PAYE when working full time and with a ‘side gig’

One of our readers has posed the following question related to PAYE when working a full time job and also a 'side gig' job.

Accounting

Catering and VAT

HM Customs and Excise (HMCE) says that the supply of most food and drink of a kind used for human consumption is zero-rated, but there are exceptions; catering being one of them.

Small Business Banking

Opening a business bank account

It is not a legal requirement that you open business account – but there are several reasons why it is a good idea.

Small Business Banking

Paying your employees

If you have an employee who does not have a bank account, and insists on being paid in cash, what are your options?

Tax

VAT and imported products

If you are importing some VAT-rated products in from the EU, but your turnover is less than VAT registration level, find out whether you have to pay duty.

Small Business Banking

Paying your employees

If you have an employee who does not have a bank account, and insists on being paid in cash, what are your options?

Tax

VAT and imported products

If you are importing some VAT-rated products in from the EU, but your turnover is less than VAT registration level, find out whether you have to pay duty.

Accounting

A beginner’s guide to VAT

Registration for VAT is compulsory in certain situations, but also available on a voluntary basis subject to specific criteria.

Small Business Banking

How to open a foreign currency account

If your business has a strong hold in the overseas market, or you regularly receive and make payments in a foreign currency, then you may benefit from opening a foreign currency account.

Business Loans

Your first business bank loan

If your business plan and financial forecasts are sound, you may be feeling brave enough to approach a bank for funding.

Small Business Banking

Opening a Euro account

Whether or not to open a Euro account depends on your individual circumstances. It may or may not be in your best interests.

Business Loans

A guide to getting a small business loan

Everything you need to know on what small business loans are and what types of loan are available for your business.

Partner content

What are the funding options for hospitality businesses?

Hospitality businesses have faced a number of challenges in the last couple of years. Find out what funding and support is available.

Employing & managing staff

The importance of vocational rehabilitation services for SMEs

In Aviva’s latest SME research*, 57 per cent of employers surveyed agreed that nowadays employees expect benefits to protect against loss of income or earnings. What do you offer your people?

Partner content

What are the benefits of business broadband?

Business broadband offers a host of advantages over standard domestic connections, here’s why you should be considering an upgrade