Category

Financing

The financing channel looks at the different small business funding options available to start-up companies and established SME businesses looking to grow. Read a wealth of guides and tips to help manage your accounts and cash flow better, views on the future of business banking and where to source alternative finance.

Tips on saving tax for small business owners

No one likes paying tax, least of all small business owners, so here are some tips for ways to reduce your tax bill or claim back tax already paid.

Accounting

Accounting

Guide to wages records

Legally, you must keep proper records of all wages paid to employees and this guide will show you exactly what information to record.

Small Business Banking

Use credit cards safely as a small business owner

Business owners are increasingly using personal credit cards to fund their businesses, particularly when it comes to major purchases such as vehicles and equipment.

Tax

Dealing with tax and VAT

Small businesses are often tempted to 'go it alone' rather than seek professional help with their accounts – usually this is a cost-saving exercise, but can be a false economy in the long run.

Accounting

How start-ups are taxed

Many people starting their own businesses like to start up part-time initially while still remaining in full time employment in order to test their idea or even to run their venture on a permanently part-time basis.

Accounting

Give credit only where it’s due

More than two-fifths of small businesses are offering credit to new customers without checking their creditworthiness, leaving themselves open to bad debts.

Accounting

Guide to pre-trading expenditure

If you have expenses in respect of your self-employment in the seven years before you commenced trading, you may be able to claim these items against your profits.

Tax

Partnerships and VAT

Determining whether a partnership exists, particularly in respect of VAT, can sometimes be a difficult task.

Accounting

Guide to pre-trading expenditure

If you have expenses in respect of your self-employment in the seven years before you commenced trading, you may be able to claim these items against your profits.

Tax

Partnerships and VAT

Determining whether a partnership exists, particularly in respect of VAT, can sometimes be a difficult task.

Accounting

PAYE when working full time and with a ‘side gig’

One of our readers has posed the following question related to PAYE when working a full time job and also a 'side gig' job.

Accounting

Catering and VAT

HM Customs and Excise (HMCE) says that the supply of most food and drink of a kind used for human consumption is zero-rated, but there are exceptions; catering being one of them.

Small Business Banking

Opening a business bank account

It is not a legal requirement that you open business account – but there are several reasons why it is a good idea.

Small Business Banking

Paying your employees

If you have an employee who does not have a bank account, and insists on being paid in cash, what are your options?

Partner content

Benefits of switching to the right business bank account

In case you were in any doubt, here are five key benefits of switching your business bank account – and how to make the switch.

Business Loans

A guide to getting a small business loan

Everything you need to know on what small business loans are and what types of loan are available for your business.

Partner content

What are the funding options for hospitality businesses?

Hospitality businesses have faced a number of challenges in the last couple of years. Find out what funding and support is available.

Employing & managing staff

The importance of vocational rehabilitation services for SMEs

In Aviva’s latest SME research*, 57 per cent of employers surveyed agreed that nowadays employees expect benefits to protect against loss of income or earnings. What do you offer your people?