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Alternative finance

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SmallBusiness.co.uk is working in partnership with Finpoint to help you find the right finance for your business. This section provides comprehensive guides and articles on the different alternative finance options for UK small businesses and entrepreneurs. There are many different types available, including crowdfunding, peer-to-peer lending, micro loans, equity finance and angel investments, plus various strands of asset-based lending and refinancing.

For smaller businesses looking to grow, alternative finance providers are often better aligned to their needs – not only because they can offer less strict criteria than traditional lenders like banks, but also because they can be more flexible and responsive whilst offering a better customer service.

The alternative finance market is a dynamic sector in the UK, driven by the country’s twin strengths in fintech and investment banking services. Business funding for British SMEs from alternative finance firms now tops £15bn annually and is set to grow strongly up to and beyond the 2020s. Read on for ideas, analysis and case studies to see if it could benefit your company as well.

The growth of alternative finance

Here are some methods of funding to consider, many of which haven't arisen until recent years.

Alternative finance

Alternative finance

Why alternative finance is gaining popularity with SMEs

As the economy slowly recovers and we prepare for another five years of a Conservative government what is the outlook for small businesses in the UK? More positive than ever, says Paul Mildenstein.

Alternative finance

Six tips for those comparing alternative business finance

Conrad Ford gives advice on choosing the right funding options before taking the plunge into your business.

Alternative finance

How I funded my fintech company 

Richard Prime discusses the lessons he learned during the funding mission for his company Sonovate, which provides finance to the contract recruitment industry.

Alternative finance

Ways to fund business growth for a small company

Phil Mitchell presents an updated look at the options for financing an early-stage company's growth.

Alternative finance

Has the Growth Voucher scheme helped small businesses?

Aaron Dicks assesses what the government's Growth Voucher initiative was aiming to do, how it has helped the companies that have used it and where the scheme's pitfalls were found.

Alternative finance

Purchasing power: bitcoin vs credit cards

Bitcoin is the most popular decentralised virtual currency in the world, with its distribution controlled by a complex algorithmic process devised at its inception.

Alternative finance

What the alternative finance sector must learn from the banks

Paul Mildenstein discusses the key principles to which alternative financiers should adhere in order to safeguard the future of the sector.

Alternative finance

Purchasing power: bitcoin vs credit cards

Bitcoin is the most popular decentralised virtual currency in the world, with its distribution controlled by a complex algorithmic process devised at its inception.

Alternative finance

What the alternative finance sector must learn from the banks

Paul Mildenstein discusses the key principles to which alternative financiers should adhere in order to safeguard the future of the sector.

Alternative finance

Invoice finance and how it can help small and growing companies

In the wake of the FSB's concern over small companies being subjected to poor payment practices, we look at three businesses that were aided by invoice finance.

Alternative finance

Are you a financially savvy small business owner?

Here, we look at some commonly-asked questions on small business finance and reveal some of the best solutions available for each situation.

Alternative finance

Businesses to see increase in financing options 

With the government looking to facilitate the process of accessing finance, SMEs can be positive about funding options for the new year, Ben Lobel writes.

Crowdfunding for Business

What I learned from my crowdfunding experience

Henry Catchpole broke the record for the quickest close on crowdfunding website Syndicate Room. Here, he discusses why he chose the funding route he did and what he learned along the way.

Partner content

Small business owners: discover alternative funding solutions to help fuel your growth

Business Technology

Why you should upgrade your tech now rather than later

To run an optimal business, you must have optimal tech. We explain why you must upgrade your business technology on a regular basis

Investing in a franchise

Should I buy a franchise or go solo?

Starting a new business is an exciting venture. But – especially in well-established industry sectors – a key question is whether it would be better to buy a franchise or go solo.

Partner content

16 ways to improve your business cash flow

Read here for 16 tried and tested tips and tricks to improve potential cash flow problems