Loans scheme for start-ups falls flat
Last month the government launched a finance package to help struggling small businesses access bank loans, but SMEs say they aren’t seeing the benefits.
Small Business Banking
Whether you’re just starting a new business, are an established SME or a sole trader, our small business banking section has an extensive selection of useful guides and advice for those seeking the best business bank account for their enterprise.
Key banking issues for UK entrepreneurs include bank charges, account fees and transaction costs, overdraft facilities, business credit cards, savings accounts, and business support services – all of which we cover here.
Last month the government launched a finance package to help struggling small businesses access bank loans, but SMEs say they aren’t seeing the benefits.
Small Business Banking
Small Business Banking
Do I need to open a business bank account or can I simply use my personal current account for my small business?
Small Business Banking
The likes of The Body Shop and Waterstone’s used funding through the Small Firms Loan Guarantee (SFLG) scheme to get off the ground. But with banks now so reluctant to lend, some believe it’s time for an overhaul
Small Business Banking
SMEs tell us how the banking situation is affecting them.
Small Business Banking
The longer the Bank of England takes to cut rates, the worse the economic situation will be, according to the British Chambers of Commerce's (BCC's) quarterly economic forecast.
Small Business Banking
A little relationship building can go a long way when it comes to you and your chosen bank. SmallBusiness.co.uk finds out how.
Small Business Banking
Business credit cards provide a simple and efficient means to pay for business goods, services and expenses using a credit facility. SmallBusiness.co.uk and Simply Business explain some of the key features.
Small Business Banking
My wife and I want to start a boarding kennels business. There are a wide range of business bank accounts available but why use one when all it seems to do is cost money. Why won't an ordinary account do?
Small Business Banking
Business credit cards provide a simple and efficient means to pay for business goods, services and expenses using a credit facility. SmallBusiness.co.uk and Simply Business explain some of the key features.
Small Business Banking
My wife and I want to start a boarding kennels business. There are a wide range of business bank accounts available but why use one when all it seems to do is cost money. Why won't an ordinary account do?
Small Business Banking
When it comes to the cost of borrowing, burgeoning UK ventures have rarely had it so good. Base interest rates are at historically low levels, having been on a downward trend since the late 1980s. But this could be about to change.
Small Business Banking
I have opened a retail shop in a busy area, I am seeking a business bank account to enable credit/debit card payments. I currently have a very poor credit history but until 5 months ago it was very good. I have a partner with a good credit rating. Will she be able to apply if I make her a shareholder as I have chosen to make the company limited?
Small Business Banking
Charges and services vary a great deal from bank to bank so it pays to do your homework and find out what suits you and your business.
Small Business Banking
Without wanting to overstate the obvious, cash is the lifeblood of your business. Running out of it could finish you off. Cash flow is the balance of all the money flowing in and out of your business and forecasting it will make you better prepared for peaks and troughs throughout the year.
Business Loans
Everything you need to know on what small business loans are and what types of loan are available for your business.
Business Technology
To run an optimal business, you must have optimal tech. We explain why you must upgrade your business technology on a regular basis
Investing in a franchise
Starting a new business is an exciting venture. But – especially in well-established industry sectors – a key question is whether it would be better to buy a franchise or go solo.