Category

Small Business Banking

Whether you’re just starting a new business, are an established SME or a sole trader, our small business banking section has an extensive selection of useful guides and advice for those seeking the best business bank account for their enterprise.

Key banking issues for UK entrepreneurs include bank charges, account fees and transaction costs, overdraft facilities, business credit cards, savings accounts, and business support services – all of which we cover here.

Refinance your business 

Refinancing, if successful, can transform a company, not only by providing the funds it needs on terms which are not going to choke it, but also by opening a relationship with sources of support, expertise and useful contacts.

Small Business Banking

Small Business Banking

Bank loans for small businesses

Banks are beginning to post healthy profits again, but SMEs say they are still being hit hard by lending terms. Here we speak to entrepreneurs, analysts and bankers to find out the reality of credit conditions.

Small Business Banking

Bad credit rating

I have been refused a business bank account due to bad credit history. At present I do not have debt other than my mortgage. What should I do?

Small Business Banking

Loans scheme for start-ups falls flat

Last month the government launched a finance package to help struggling small businesses access bank loans, but SMEs say they aren’t seeing the benefits.

Small Business Banking

Business bank account as a small business

Do I need to open a business bank account or can I simply use my personal current account for my small business?

Small Business Banking

No guarantee of funding with the SFLG

The likes of The Body Shop and Waterstone’s used funding through the Small Firms Loan Guarantee (SFLG) scheme to get off the ground. But with banks now so reluctant to lend, some believe it’s time for an overhaul

Small Business Banking

Are banks backing your business?

SMEs tell us how the banking situation is affecting them.

Small Business Banking

BCC: Bank of England must cut rates

The longer the Bank of England takes to cut rates, the worse the economic situation will be, according to the British Chambers of Commerce's (BCC's) quarterly economic forecast.

Small Business Banking

Are banks backing your business?

SMEs tell us how the banking situation is affecting them.

Small Business Banking

BCC: Bank of England must cut rates

The longer the Bank of England takes to cut rates, the worse the economic situation will be, according to the British Chambers of Commerce's (BCC's) quarterly economic forecast.

Small Business Banking

Maximising business banking

A little relationship building can go a long way when it comes to you and your chosen bank. SmallBusiness.co.uk finds out how.

Small Business Banking

Small business credit cards explained

Business credit cards provide a simple and efficient means to pay for business goods, services and expenses using a credit facility. SmallBusiness.co.uk and Simply Business explain some of the key features.

Small Business Banking

Why should I use a business bank account?

My wife and I want to start a boarding kennels business. There are a wide range of business bank accounts available but why use one when all it seems to do is cost money. Why won't an ordinary account do?

Small Business Banking

How interest rates affect your business

When it comes to the cost of borrowing, burgeoning UK ventures have rarely had it so good. Base interest rates are at historically low levels, having been on a downward trend since the late 1980s. But this could be about to change.

Business Loans

A guide to getting a small business loan

Everything you need to know on what small business loans are and what types of loan are available for your business.

Partner content

What are the funding options for hospitality businesses?

Hospitality businesses have faced a number of challenges in the last couple of years. Find out what funding and support is available.

Employing & managing staff

The importance of vocational rehabilitation services for SMEs

In Aviva’s latest SME research*, 57 per cent of employers surveyed agreed that nowadays employees expect benefits to protect against loss of income or earnings. What do you offer your people?

Partner content

What are the benefits of business broadband?

Business broadband offers a host of advantages over standard domestic connections, here’s why you should be considering an upgrade