Category

Small Business Banking

Whether you’re just starting a new business, are an established SME or a sole trader, our small business banking section has an extensive selection of useful guides and advice for those seeking the best business bank account for their enterprise.

Key banking issues for UK entrepreneurs include bank charges, account fees and transaction costs, overdraft facilities, business credit cards, savings accounts, and business support services – all of which we cover here.

Lessons learned: Have the banks learned from the 2008 crisis?

A quarter of SMEs don’t think UK banks have changed their behaviour since the 2008 global financial crisis, according to new research.

Small Business Banking

Small Business Banking

How has PPI damaged the British banks?

Here, Kamran Mirshahi shares his thoughts on the effect of PPI on the banks.

Small Business Banking

Why the Bank Referral Scheme must do more for small businesses

Chirag Shah, CEO of Nucleus Commercial Finance, discusses why the Bank Referral Scheme, in its current guise, represents a flawed process.

Small Business Banking

Five ways the coalition could affect the finances of small businesses

The Conservative/DUP deal was announced on June 26, but what does this mean for your pocket as a small business? Gorilla Accounting looks at how your balance sheets could be affected by the coalition government.

Small Business Banking

Why SMEs still face challenges to access finance from banks

CYBG makes £6 billion available for Britain’s SMEs over the next three years, as businesses struggle with access finance from banks.

Small Business Banking

The rise of the hand-me-down bank

More than half of consumers copy their family members when deciding where to bank, study finds.

Small Business Banking

Have SMEs got the cashflow to tackle the new year slump?

Keith Softly, head of asset and invoice finance product, global transaction banking at Lloyds Banking Group discusses how SMEs can keep on top of cashflow now the festive rush has died down.

Small Business Banking

Glimmers of positive growth for SME lending for 2017

Lending to SMEs has dropped by £2 billion in one year but early indicators in 2016 reveal an uplift in lending and confidence that SMEs can secure finance.

Small Business Banking

Have SMEs got the cashflow to tackle the new year slump?

Keith Softly, head of asset and invoice finance product, global transaction banking at Lloyds Banking Group discusses how SMEs can keep on top of cashflow now the festive rush has died down.

Small Business Banking

Glimmers of positive growth for SME lending for 2017

Lending to SMEs has dropped by £2 billion in one year but early indicators in 2016 reveal an uplift in lending and confidence that SMEs can secure finance.

Small Business Banking

Lack of support from high street banks puts SME growth at risk

A lack of support from high street banks for SMEs means many are resorting to alternative funding, a new study reveals.

Small Business Banking

Make sure your banking suits your SME needs

Here, we give a few quick tips for small business owners to better manage their business banking journey.

Small Business Banking

SMEs don’t understand personal guarantee in business loans

There is a fundamental lack of understanding regarding loan conditions from small business owners - specifically personal guarantees, a new study finds.

Small Business Banking

What to do when the bank says no

Here, Conrad Ford presents some alternate options for businesses that find themselves turned down for a bank loan.

Business Loans

A guide to getting a small business loan

Everything you need to know on what small business loans are and what types of loan are available for your business.

Partner content

What are the funding options for hospitality businesses?

Hospitality businesses have faced a number of challenges in the last couple of years. Find out what funding and support is available.

Employing & managing staff

The importance of vocational rehabilitation services for SMEs

In Aviva’s latest SME research*, 57 per cent of employers surveyed agreed that nowadays employees expect benefits to protect against loss of income or earnings. What do you offer your people?

Partner content

What are the benefits of business broadband?

Business broadband offers a host of advantages over standard domestic connections, here’s why you should be considering an upgrade