Category

Small Business Insurance

This section provides helpful guides, advice and features around the different insurance types available for UK small businesses. Small Business is also offering you the chance to find insurance quotes for bespoke, flexible business protection, ideal for startups and small businesses.

Key topics covered include: Business Insurance Types (such as public and employers’ liability insurance, tradesman insurance, key person insurance, business interruption and professional indemnity cover), How to Compare and Buy Insurance, Making Claims, and guides to picking the right cover for your category of business.

Make sure you understand risk and protect your business against losses and compensation claims. Find answers to your small business insurance questions by using the search facility top right or scroll through this category to match our case studies with your company’s needs.

Employers’ Liability Insurance explained

Judith Rutherford gives a summary of which businesses need to get Employers' Liability Insurance and why they should be getting it.

Small Business Insurance

Small Business Insurance

What insurance do I need for my beautician business?

We help you to scope out what insurance you need as a beautician as well as the need-to-know extras and restrictions.

Small Business Insurance

What is cyber insurance?

Small Business Insurance

Do I need retail insurance for my small business?

In this guide, we delve into what retail insurance is, what you need by law and what kind of restrictions you should be clued-up on

Small Business Insurance

Does a company need insurance for one employee but two directors?

Does a company need any insurance if it has just one employee but two directors? If I do, would that still be the case with just one director who is the employee?

Small Business Insurance

What events need is a government insurance policy, says sector

Business heavyweights call on government to underwrite events insurance policy, similar to that offered to TV industry

Small Business Insurance

Wait until next year before any business interruption insurance payouts

Insurers appeal against High Court decisions, further delaying any payouts to firms which took out business interruption insurance policies

Small Business Insurance

Small business celebrates win over insurers refusing to pay out over Covid

High Court mostly sides with businesses over Covid insurance payouts but dispute over policy wordings is far from over

Small Business Insurance

Wait until next year before any business interruption insurance payouts

Insurers appeal against High Court decisions, further delaying any payouts to firms which took out business interruption insurance policies

Small Business Insurance

Small business celebrates win over insurers refusing to pay out over Covid

High Court mostly sides with businesses over Covid insurance payouts but dispute over policy wordings is far from over

Small Business Insurance

How to make a successful business interruption insurance claim

Nearly 400,000 small businesses are waiting to see if insurers will be forced to pay out on their business interruption policies after a landmark High Court case

Government Grants

Insurer using small business Covid grants to justify cutting payouts

Small business owners rail against NFU Mutual for cutting coronavirus payouts because insurer says they have already had Government grants

Small Business Insurance

Should cyber insurance become compulsory for UK businesses?

Here is why the threat of cyber attacks has paved the way for certain measures to be taken against them.

Office & home working

Remote working coronavirus: Am I covered by home insurance?

Remote working in the Covid-19 climate: what your home insurance policies will and won't cover

Partner content

5 things every small business owner needs to know before starting

HSBC - Advertising feature

Partner content

What is professional indemnity insurance?

Professional indemnity insurance provides cover if somebody sues your business and they allege that your advice caused financial loss or damaged their brand. It’s not just for accountants and lawyers but for anyone offering a personal service, even web designers

Partner content

Benefits of switching to the right business bank account

We've teamed up with the Current Account Switch Service to explain the benefits of switching your business bank account.

Partner content

Business Companion: a reliable voice in the misinformation age

Business Companion is a one-stop-shop for accurate and up-to-date legal guidance, whatever sector you’re in — and it’s all completely free