A guide to peer-to-peer business lending for SMEs
In this piece, we find out about the peer-to-peer lending market and how to benefit from it.
Alternative finance
SmallBusiness.co.uk is working in partnership with Finpoint to help you find the right finance for your business. This section provides comprehensive guides and articles on the different alternative finance options for UK small businesses and entrepreneurs. There are many different types available, including crowdfunding, peer-to-peer lending, micro loans, equity finance and angel investments, plus various strands of asset-based lending and refinancing.
For smaller businesses looking to grow, alternative finance providers are often better aligned to their needs – not only because they can offer less strict criteria than traditional lenders like banks, but also because they can be more flexible and responsive whilst offering a better customer service.
The alternative finance market is a dynamic sector in the UK, driven by the country’s twin strengths in fintech and investment banking services. Business funding for British SMEs from alternative finance firms now tops £15bn annually and is set to grow strongly up to and beyond the 2020s. Read on for ideas, analysis and case studies to see if it could benefit your company as well.
In this piece, we find out about the peer-to-peer lending market and how to benefit from it.
Alternative finance
Alternative finance
Merchant cash advance is the fastest-growing area of business funding, enabling businesses to raise working capital against till sales. It’s a new way of funding driven by technology.
Alternative finance
Digital technology and open banking are evolving invoice financing, explains Hector Macandrew. Digital entrants are disrupting the market, driving down costs
Alternative finance
Cashflow - or lack of it - is one of the things that keeps entrepreneurs up at night. The first thing to do is understand what money is coming in and going out, says Simon Draper
Crowdfunding for Business
Crowdfunding expert Rob Murray Brown explains everything you need to know about raising money for small businesses through crowdfunding in the UK
Alternative finance
We explore the options that are available to help you cover the costs of your stock as well as the pros and cons.
Alternative finance
Equity fund can invest up to £10m each in growth capital for early stage businesses or management buyouts for mid-sized firms.
Alternative finance
Funding Options explain what construction finance is and what options are out there for SMEs in the construction industry
Alternative finance
Equity fund can invest up to £10m each in growth capital for early stage businesses or management buyouts for mid-sized firms.
Alternative finance
Funding Options explain what construction finance is and what options are out there for SMEs in the construction industry
Alternative finance
Forward Advances is the latest merchant cash advance provider to enter UK market alongside PayPal, eBay and Clearbanc
Alternative finance
Crowdfunding platform hopes to arrange up to £2.5m worth of Islamic finance for SMEs over coming year
Alternative finance
Around 3.4m Muslims live in Britain, many of whom own their own firm. What is Islamic finance and how can you use it in your small business?
Crowdfunding for Business
Matthew Cushen, co-founder at Worth Capital, provides three ways start-ups can create irresistible investment proposals.
Business Technology
To run an optimal business, you must have optimal tech. We explain why you must upgrade your business technology on a regular basis
Investing in a franchise
Starting a new business is an exciting venture. But – especially in well-established industry sectors – a key question is whether it would be better to buy a franchise or go solo.
Partner content
Read here for 16 tried and tested tips and tricks to improve potential cash flow problems