Category

Business Loans

The small business loans section has in-depth advice articles and guides on how and where start-up companies and SMEs can get a UK business loan, whether from established commercial finance providers, online providers or even family and friends. SmallBusiness.co.uk are working in partnership with Funding Options to help you find the right finance for your business.

A business loan can be sought for many reasons but is typically used to either: start a new enterprise, fund expansion, fund major capital expenditures, or to cover operational costs that a company may otherwise be unable to afford (i.e. for cash flow reasons).

There are two key categories of loan – secured or unsecured – and both types can be made available over short, medium or long-term periods. There are a wide variety of lenders servicing the many different niches and almost all will usually approve business loans based upon the financial strength of the borrowing business and its perceived ability to earn a profit.

Borrowing money is a major step for a company and almost inevitably introduces a raised level risk. However, taking on debt in the form of a loan is also one of the commonest forms of financing small business operations. Our experts write about business loans from the perspective of the UK SME community and our aim is to help readers understand how small business loans work, the many options available, and how to compare and choose between them.

Ultimately, though, a business loan may not always be the best finance option, so we also encourage readers to look at other routes such as grants and the ever expanding alternative finance channels.

Why short-term loans are changing the low-credit lending industry

Here, we look at how some new short-term loan providers are tackling funding challenges faced by businesses.

Business Loans

Business Loans

How to find the best business loan

Here, Conrad Ford explores everything you need to know about pursuing a loan as a small business.

Business Loans

The transformation of the payday loan industry in the UK

Here, we look at the payday loan market and how it has shifted to ensure only the most responsible can operate in the space.

Business Loans

Commercial loan rates: Hidden fees

Here, we identify four of the most common fees 'hidden' in the small print of a commercial loan agreement that can sting your company in the long run.

Business Loans

Why debt could have the beating of equity for funding your business

In this piece, in association with ezbob, we look at the case for taking out a loan for your business.

Business Loans

Billions in loans up for grabs for small businesses 

HSBC has launched a £10 billion lending fund to support small and medium-sized enterprises in the UK.

Business Loans

How three companies received a start up loan

Here, we look at three small businesses and their efforts to secure finance through the Coventry and Warwickshire Reinvestment Trust.

Business Loans

Loan intermediaries markets growth: What you need to know

Looking at why banks need to receive funding with a higher liquidity risk than they would find in bank deposits.

Business Loans

A small business guide to property loans

In this piece in association with Fundbird, we give a basic overview of the main commercial finance options available to you.

Business Loans

When the need for short-term finance rears its head

Here, in association with Everline, we look at the requirement of small businesses to consider a short-term loan and why an online operator may be the answer.

Business Loans

Getting a small business loan from a small business

Here, we look at community development finance institutions (CDFIs) and how they can assist small companies with finance.

Business Loans

Getting a small business loan from community development finance institutions

Here, we look at community development finance institutions (CDFIs) and how they can assist small companies with finance. 

Business Loans

Getting a business loan from a CDFI

Introducing community development finance institutions (CDFIs) and how to raise money from them as a small business.

Business Loans

Looking for alternative funding to banks

The reluctance of the banks to lend is well documented, and entrepreneur James Benamor argues that looking for an alternative is now the order of the day.

Partner content

How to prepare for business growth in 2022

The team at Funding Options explain how to prepare for business growth in 2022

Partner content

Tide to empower small businesses to optimise cash flow with insights tool

Tide is introducing a Cashflow Insights tool to help small businesses mitigate delays in payment and improve their credit score

Partner content

Business Current Account Masterclass

Tune into the Masterclass from the Current Account Switch Service to find out why you should switch your business account pronto

Partner content

How should I select my business broadband provider?

As with any supplier, it’s important to do your research and ask important questions before you select a broadband provider for your business. But what are the must-have things you should take into consideration?