Category

Business Loans

The small business loans section has in-depth advice articles and guides on how and where start-up companies and SMEs can get a UK business loan, whether from established commercial finance providers, online providers or even family and friends. SmallBusiness.co.uk are working in partnership with Funding Options to help you find the right finance for your business.

A business loan can be sought for many reasons but is typically used to either: start a new enterprise, fund expansion, fund major capital expenditures, or to cover operational costs that a company may otherwise be unable to afford (i.e. for cash flow reasons).

There are two key categories of loan – secured or unsecured – and both types can be made available over short, medium or long-term periods. There are a wide variety of lenders servicing the many different niches and almost all will usually approve business loans based upon the financial strength of the borrowing business and its perceived ability to earn a profit.

Borrowing money is a major step for a company and almost inevitably introduces a raised level risk. However, taking on debt in the form of a loan is also one of the commonest forms of financing small business operations. Our experts write about business loans from the perspective of the UK SME community and our aim is to help readers understand how small business loans work, the many options available, and how to compare and choose between them.

Ultimately, though, a business loan may not always be the best finance option, so we also encourage readers to look at other routes such as grants and the ever expanding alternative finance channels.

What is revenue-based financing?

Fleximize’s Peter Tuvey looks at the rise of revenue-based financing, and how it differs to traditional forms of business funding.

Business Loans

Business Loans

What is the true cost to SMEs of business loans?

Alternative lender Fleximize bids to tackle lack of transparency of small business loans with new rate comparison tool.

Business Loans

How to get approved for a small business loan

Here, Peter Tuvey gives a few tips on how a small business owner can get that all-important ‘yes’ from a chosen lender.

Business Loans

A guide to guarantor lending

Here, we look at the unsecured guarantor loan market in the UK, which consists of around 15 lenders in total.

Business Loans

What you should know about bad credit loans

Here, we look at bad credit loans, what they are and the circumstances in which they apply.

Business Loans

The benefits of a short-term loan for both businesses and consumers

Here, we look at how debt finance is a popular choice for companies and individuals alike.

Business Loans

Unsecured loans for small businesses

In this piece, Conrad Ford takes a look at some of the ways small business owners can get hold of unsecured loans.

Business Loans

Millions of Brits lending to family and friends to bridge the gap

1.6 million people have lent money directly to a friend or family member to help them start or grow a business, a new study reveals.

Business Loans

SMEs under pressure as banks continue to shift overdraft lending

SMEs are under pressure as banks continue to shift overdraft lending in favour of big businesses, new research finds.

Business Loans

How to pay your small business loan back fast

Taking out a loan at the right time can boost business to new levels, making it easy to pay the money back on time so as to incur the least amount of interest and fees possible.

Business Loans

Is debt funding more popular than equity post-Brexit?

How have factors such as business confidence and bad debt changed the way businesses access funding? In this article, we find out.

Business Loans

Can I get a business loan with bad credit?

Conrad Ford explores the options for business funding for those without a squeaky clean credit rating.

Business Loans

How to choose the right funding partner for you

In this piece in association with Boost Capital, we look at the debt funding options to choose for an emerging business.

Business Loans

Getting a short-term unsecured loan as a small business

Here, in association with Boost Capital, we look at the unsecured loan marketplace and what can be achieved by way of business funding.

Partner content

How to prepare for business growth in 2022

The team at Funding Options explain how to prepare for business growth in 2022

Partner content

Tide to empower small businesses to optimise cash flow with insights tool

Tide is introducing a Cashflow Insights tool to help small businesses mitigate delays in payment and improve their credit score

Partner content

Business Current Account Masterclass

Tune into the Masterclass from the Current Account Switch Service to find out why you should switch your business account pronto

Partner content

How should I select my business broadband provider?

As with any supplier, it’s important to do your research and ask important questions before you select a broadband provider for your business. But what are the must-have things you should take into consideration?