Thousands of small businesses just got a better chance of getting funded
The peer-to-peer loan market will now be more available to smaller firms.
Business Loans
The small business loans section has in-depth advice articles and guides on how and where start-up companies and small businesses can get a UK business loan, whether from established commercial finance providers, online providers or even family and friends. SmallBusiness.co.uk is working with a panel of trusted partners to help you find the right finance for your business.
A business loan can be sought for many reasons but is typically used to either: start a new enterprise, fund expansion, fund major capital expenditures, or to cover operational costs that a company may otherwise be unable to afford (i.e. for cash flow reasons).
There are two key categories of loan – secured or unsecured – and both types can be made available over short, medium or long-term periods. There are a wide variety of lenders servicing the many different niches and almost all will usually approve business loans based upon the financial strength of the borrowing business and its perceived ability to earn a profit.
Borrowing money is a major step for a company and almost inevitably introduces a raised level risk. However, taking on debt in the form of a loan is also one of the commonest forms of financing small business operations. Our experts write about business loans from the perspective of the UK SME community and our aim is to help readers understand how small business loans work, the many options available, and how to compare and choose between them.
Ultimately, though, a business loan may not always be the best finance option, so we also encourage readers to look at other routes such as grants and the ever expanding alternative finance channels.
The peer-to-peer loan market will now be more available to smaller firms.
Business Loans
Business Loans
Here, Charlie Paton of Seawater Greenhouse talks about the inner workings and requirements of match funding after winning an award.
Business Loans
In need of some cash? We take a look at what small companies need to bear in mind before pursuing a business loan.
Business Loans
Here, we look at three routes to debt finance for your small company.
Business Loans
In what ways can loans websites become GDPR ready? Here, we take a look.
Business Loans
Here, we highlight five important things to consider before going ahead with your development finance application.
Business Loans
What exactly are bridging loans used for? Here, we find out.
Business Loans
For businesses looking for capital to help grow their business, alternative finance might be the best option. Here we run down the different types of loans you could get.
Business Loans
What exactly are bridging loans used for? Here, we find out.
Business Loans
For businesses looking for capital to help grow their business, alternative finance might be the best option. Here we run down the different types of loans you could get.
Business Loans
Here, we look at why it's important to consider the ups and downs of secured loans before going ahead with an application.
Business Loans
For those entrepreneurs who are looking to expand their business rapidly, acquiring a personal loan can be a sure-fire way to help you grow quickly.
Business Loans
Making ends meet as a small business can be tricky, but day loans can be a saviour for an entrepreneur. Here we discuss how day loans can help pay for emergency expenses.
Business Loans
Here, Peter Tuvey of Fleximize examines the key benefits of alternative finance compared to bank loans.
Business Loans
Everything you need to know on what small business loans are and what types of loan are available for your business.
Business Technology
To run an optimal business, you must have optimal tech. We explain why you must upgrade your business technology on a regular basis
Investing in a franchise
Starting a new business is an exciting venture. But – especially in well-established industry sectors – a key question is whether it would be better to buy a franchise or go solo.