Category

Financing

The financing channel looks at the different small business funding options available to start-up companies and established SME businesses looking to grow. Read a wealth of guides and tips to help manage your accounts and cash flow better, views on the future of business banking and where to source alternative finance.

Peer-to-peer lending, crowdfunding and beyond

Anil Stocker, co-founder of MarketInvoice, charts the development on the online finance sector, why it is relevant to small businesses, and its future.

Alternative finance

Accounting

Most businesses don’t exercise the right to claim back expenses

Only one in four small business owners claim back all of the expenses they incur personally for their business, finds research.

Small Business Banking

Business banking, finding premises, registering a company – what order?

Opening a business bank account requires a business address, renting a unit involves giving bank account details and registering as a company also needs an address. I can't work out what to do first!

Government Grants

Government grants for small businesses in Scotland

David Kelly applied for a range of grants for his pre-revenue social business platform Shareflow. He tells SmallBusiness.co.uk about them.

Business Loans

Majority of small businesses bootstrapped initially – with just 3 per cent achieving a bank loan

Almost three quarters of small company owners launched their new business venture with working capital of £2,000 or less, research finds.

Small Business Banking

My bank is forcing me to restructure my overdraft

My bank is forcing me to restructure my overdraft into a loan. It will be more expensive and in 4-6 months time I may not even need an overdraft. Through circumstance I have never signed a directors' guarantor for the overdraft. Can they still force me into this position?

Government Grants

How to get a government grant for business coaching

Liz Mowatt secured a government grant for business coaching for her company A Giving Tribute, which offers tribute cards for funerals.

Accounting

Can we reclaim VAT from a service provider?

As a small company in construction we are VAT-registered. Our quantity surveyor has recently become VAT-registered and therefore his invoices have increased owing to the VAT element. Can we reclaim this VAT as he is a service provider?

Government Grants

How to get a government grant for business coaching

Liz Mowatt secured a government grant for business coaching for her company A Giving Tribute, which offers tribute cards for funerals.

Accounting

Can we reclaim VAT from a service provider?

As a small company in construction we are VAT-registered. Our quantity surveyor has recently become VAT-registered and therefore his invoices have increased owing to the VAT element. Can we reclaim this VAT as he is a service provider?

Financing

Businesses in the dark over some finance options

A lack of understanding of alternative forms of borrowing such as asset-based finance could be hampering UK business growth, a study suggests.

Alternative finance

How small businesses should approach venture capital

Rory Earley, CEO of Capital for Enterprise, explores how small businesses should approach venture capital.

Alternative finance

‘Dragons’ Den without the nerves’ joins crowdfunding space

New website www.pitchfor.it will offer entrepreneurs the opportunity to attract potential investors by uploading video pitches. SmallBusiness.co.uk talks to founder Peter Hart.

Accounting

Can I put the business in my wife’s name?

I am registered for VAT and run a shop in a partnership with my wife. We are thinking of importing goods to sell online from Germany. Can we put the online business in my wife's name so we don't have to worry about VAT until turnover exceeds £77,000?

Business Technology

Why you should upgrade your tech now rather than later

To run an optimal business, you must have optimal tech. We explain why you must upgrade your business technology on a regular basis

Investing in a franchise

Should I buy a franchise or go solo?

Starting a new business is an exciting venture. But – especially in well-established industry sectors – a key question is whether it would be better to buy a franchise or go solo.

Partner content

16 ways to improve your business cash flow

Read here for 16 tried and tested tips and tricks to improve potential cash flow problems

Business management

How to create good cashflow habits

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