Category

Financing

The financing channel looks at the different small business funding options available to start-up companies and established SME businesses looking to grow. Read a wealth of guides and tips to help manage your accounts and cash flow better, views on the future of business banking and where to source alternative finance.

Short-term business finance options

Rory Earley, CEO of Capital for Enterprise, explores the options for borrowing for working capital, including bank overdrafts and invoice finance.

Alternative finance

Government Grants

Royal British Legion grant

Former soldier Chris Lait of The Drake Academy, which offers corporate training, development and reward programmes, benefited from a business grant from the Royal British Legion.

Accounting

What can I claim as a mileage allowance?

I have a limited, VAT-registered company. The car I use is my own. What am I allowed to claim as a mileage allowance and what are the VAT implications?

Small Business Banking

How to win bank funding

Business owners and bankers share tips with SmallBusiness.co.uk on how to negotiate a financing deal.

Small Business Banking

Credit check for business account

My business partner and I recently were rejected for a business account application. (My credit score is excellent). Is a credit check performed only on a company director (my business partner) or the company secretary (myself) as well?

Accounting

Can capital from solar panels be part-offset against profits?

If I were to use my home as part business and install solar panels, can the capital be part-offset against profits and if so, how?

Alternative finance

Top tips for raising equity finance

Entrepreneur Guy Rigby offers guidance on preparing for fundraising.

Alternative finance

A peer-to-peer lending case study: Red Advertising

Job advertising network Red Advertising secured a loan of £150,000 over five years through peer-to-peer lender ThinCats.com.

Alternative finance

Top tips for raising equity finance

Entrepreneur Guy Rigby offers guidance on preparing for fundraising.

Alternative finance

A peer-to-peer lending case study: Red Advertising

Job advertising network Red Advertising secured a loan of £150,000 over five years through peer-to-peer lender ThinCats.com.

Crowdfunding for Business

Crowdfunding Case Study – Artesano raises £65,000 on Funding Circle

Knitting wool wholesaler Artesano raised £65,000 on Funding Circle, which matches lenders with businesses online.

Alternative finance

Fundraising through equity-based crowdsourcing

Alex Kammerling founded spirit manufacturer Kamm & Sons in 2011 and raised £180,000 through Crowdcube, a website that offers equity-based crowdsourcing as a means of raising funds.

Alternative finance

Social Lending Websites – A new era for small business finance

The banks aren't interested, but social lending websites are. SmallBusiness.co.uk talks to three early-stage companies that have benefitted from the growing phenomenon in peer-to-peer SME fundraising.

Tax

Would I be liable to pay business council tax?

If I worked from home in a spare bedroom on a computer trading foreign exchange virtually and there would be no visitors to my home, no deliveries, and no post to do with the work as statements sent via email, would I be liable to pay business council tax?

Business Loans

A guide to getting a small business loan

Everything you need to know on what small business loans are and what types of loan are available for your business.

Partner content

What are the funding options for hospitality businesses?

Hospitality businesses have faced a number of challenges in the last couple of years. Find out what funding and support is available.

Employing & managing staff

The importance of vocational rehabilitation services for SMEs

In Aviva’s latest SME research*, 57 per cent of employers surveyed agreed that nowadays employees expect benefits to protect against loss of income or earnings. What do you offer your people?

Partner content

What are the benefits of business broadband?

Business broadband offers a host of advantages over standard domestic connections, here’s why you should be considering an upgrade