Personal guarantees for loans stifling growth, say business owners
Small business lobbyist calls out banks’ use of harsh personal guarantees, which can force small business owners to put their homes on the line
Business Loans
The financing channel looks at the different small business funding options available to start-up companies and established SME businesses looking to grow. Read a wealth of guides and tips to help manage your accounts and cash flow better, views on the future of business banking and where to source alternative finance.
Small business lobbyist calls out banks’ use of harsh personal guarantees, which can force small business owners to put their homes on the line
Business Loans
Business Loans
Follow this 5-step plan if you want to secure a loan for your small business. There is a wealth of high-street banks and alternative SME lenders to choose from.
Accounting
This guide is designed to help small business owners discover the allowable expenses they can claim to reduce their Self Assessment tax bill
Accounting
You can claim back hours spent on the road for your small business, whether you’re an employee or self-employed. What are the rules around mileage allowance?
Tax
HMRC imposes 7.5% interest rate on overdue self-employed tax bills from Monday, July 31
Accounting
You can claim back hours spent on the road for your small business, whether you’re an employee or self-employed. What are the rules around mileage allowance?
Tax
HMRC imposes 7.5% interest rate on overdue self-employed tax bills from Monday, July 31
Business Loans
A working capital loan can cover your short-term operational needs, whether that’s payroll, rent and any debt repayments. They are especially useful for seasonal businesses.
Employing & managing staff
Pensions auto enrolment rules mean all employers must provide a pension for their staff and automatically enrol them into it. James Brown of Chase de Vere offers a guide to all the considerations employers must make to comply with pensions legislation
Small Business Banking
Most high-street banks were closed to small firms wanting to open business bank accounts during the height of the pandemic. Are they back?
Small Business Banking
Do you need a business bank account and what are the right questions to ask when choosing one?
Employing & managing staff
In Aviva’s latest SME research*, 57 per cent of employers surveyed agreed that nowadays employees expect benefits to protect against loss of income or earnings. What do you offer your people?
Partner content
Business broadband offers a host of advantages over standard domestic connections, here’s why you should be considering an upgrade
Partner content
As with any supplier, it’s important to do your research and ask important questions before you select a broadband provider for your business. But what are the must-have things you should take into consideration?
Business Technology
Landlines as we know them will be scrapped in 2027 – along with a raft of upcoming business changes. Here's how to ensure your communications set-up is fit for whatever the future brings