Search results for: funding

My bank is forcing me to restructure my overdraft

My bank is forcing me to restructure my overdraft into a loan. It will be more expensive and in 4-6 months time I may not even need an overdraft. Through circumstance I have never signed a directors' guarantor for the overdraft. Can they still force me into this position?

Small Business Banking

Alternative finance

How small businesses should approach venture capital

Rory Earley, CEO of Capital for Enterprise, explores how small businesses should approach venture capital.

Small Business Banking

My bank is forcing me to restructure my overdraft

My bank is forcing me to restructure my overdraft into a loan. It will be more expensive and in 4-6 months time I may not even need an overdraft. Through circumstance I have never signed a directors' guarantor for the overdraft. Can they still force me into this position?

Alternative finance

How small businesses should approach venture capital

Rory Earley, CEO of Capital for Enterprise, explores how small businesses should approach venture capital.

Business Ideas & Planning

Starting up a restaurant: The considerations

Christian Mouysset and Ronen Givon, the co-founders of Mediterranean restaurant chain Hummus Bros, reveal the main steps entrepreneurs need to consider when setting up a restaurant.

Business Technology

SMEs using asset finance to fund IT investment

UK businesses are increasingly replacing bank loans with asset finance as their preferred way to fund investment in IT equipment, research finds.

Blog

The interest rate swap fiasco

Andrew Brown, partner at London and Cardiff-based law firm Capital Law, discusses the legal ramifications of the sale of controversial derivatives which has put thousands of small businesses at risk.

Sole trader

Dana Elemara on starting rare oil company Arganic 

In 2012, Dana Elemara started Arganic, offering rare argan oil, grown exclusively in Morocco, to the cosmetic and food industries. She talks to SmallBusiness.co.uk about her company and how it began.

Accounting

The key steps to having healthy cash flow

Having healthy cash flow will be crucial to the success of your business.

Accounting

SME owners demand less tax pressure

UK business owners are calling on the government to reduce the tax burden in a bid to stimulate growth, research finds.

News

Businesses have little faith in government measures

Nine in ten owners of UK small and medium-sized enterprises believe the government’s recent business initiatives have not been of any help to their business.

Business Loans

Quick fix loans – a viable alternative to long-term commitments

Finance provider SwiftMoney.com outlines the benefits of short-term loans.

News

SME owners putting houses on the line 

Nearly one in five small business owners admit that they have had to sell or remortgage their home in order to gain enough capital to start or run a business.

News

Bank loans have become more costly for SMEs

Interest rates on loans to small businesses have risen over the last three months, despite the government's flagship 'Funding for Lending' scheme, according to a prominent finance provider.

Business Technology

Why you should upgrade your tech now rather than later

To run an optimal business, you must have optimal tech. We explain why you must upgrade your business technology on a regular basis

Investing in a franchise

Should I buy a franchise or go solo?

Starting a new business is an exciting venture. But – especially in well-established industry sectors – a key question is whether it would be better to buy a franchise or go solo.

Partner content

16 ways to improve your business cash flow

Read here for 16 tried and tested tips and tricks to improve potential cash flow problems

Business management

How to create good cashflow habits

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