Search results for: working capital

Late payment terms remain miserable for small businesses

More than one in ten small businesses are being forced to wait over 90 days to get paid by their suppliers, research finds.

News

News

Large portion of SMEs have had overdrafts removed or reduced

Some 30 per cent of small businesses have seen their overdrafts slashed or removed in the past two years, according to a study.

News

Late payment terms remain miserable for small businesses

More than one in ten small businesses are being forced to wait over 90 days to get paid by their suppliers, research finds.

News

Large portion of SMEs have had overdrafts removed or reduced

Some 30 per cent of small businesses have seen their overdrafts slashed or removed in the past two years, according to a study.

Small Business Banking

SMEs: The bigger the challenge, the bigger the opportunity

Here, in association with Hampshire Trust Bank, we look at the current rate of growth of SMEs and how they are managing their money.

Alternative finance

Asset finance opportunity afforded to small businesses

Hitachi Capital and the British Business Bank have agreed a £300 million facility to increase asset finance for small businesses.

Small Business Banking

SMEs: Bank loans are far too expensive

It seems that UK business owners find it too expensive to borrow cash from their bank. Why aren't the banks adjusting to online competition?

Alternative finance

Invoice discounting as a liquidity source for SMEs

In this piece in association with Fundbird, Mark Thomas of C2FO looks at invoice discounting as a means of improving small companies' cash flow position.

Alternative finance

Do small businesses really need to wait for alternative finance?

The British Business Bank is regulator of a scheme that ensures small businesses are referred to relevant alternative finance providers in the event of being turned down for bank funding. But Paul Mildenstein asks: What's taking so long?

News

Businesses using multiple methods of funding – but mostly personal savings

Three quarters of small companies have to use their personal savings as working capital, research finds.

Alternative finance

Six tips for those comparing alternative business finance

Conrad Ford gives advice on choosing the right funding options before taking the plunge into your business.

News

Bad debt hitting the construction sector hard

Every year, construction firms in the UK write off more than £10,000 each when customers do not pay, according to a recent report published by Bibby Financial Services.

Startup Funding and Grants

How three small businesses raised money and grew

Here, we look at three companies at different stages of development, how they acquired funds and built their businesses.

Alternative finance

Invoice finance and how it can help small and growing companies

In the wake of the FSB's concern over small companies being subjected to poor payment practices, we look at three businesses that were aided by invoice finance.

Partner content

How businesses can manage the rise in employers’ National Insurance

Philip Welsh, product marketing manager at Sage, explains why employers’ National Insurance contributions (NIC) are rising in April 2025 – impacting employee costs, cashflow and margins for firms

Business Technology

The connection between digital skills and fraud prevention in small businesses

With fraud posing a significant threat to small businesses, Rachael Tiffen from Cifas addresses the role of digital skills in fraud prevention

Business Loans

A guide to getting a small business loan

Everything you need to know on what small business loans are and what types of loan are available for your business.

Partner content

Small business owners: discover alternative funding solutions to help fuel your growth