Business insurance

Articles, news and advice on insurance matters for UK small business owners and managers.

Sole trader

What business insurance do I need as a sole trader?

What are the main types of business insurance for a sole trader and what if I’m working from home?

Partner content

What is public liability insurance, and does it cover Covid-19 claims?

Public liability insurance can cover your small business if a third party has an accident or injury. But does public liability insurance cover claims made against your business arising from Covid-19?


Small firms win pay-outs in Covid business interruption insurance ruling

A Supreme Court ruling states that small businesses should get pay-outs on their Covid-19 business interruption insurance claims.

Small Business Insurance

Wait until next year before any business interruption insurance payouts

Insurers appeal against High Court decisions, further delaying any payouts to firms which took out business interruption insurance policies

Small Business Insurance

Small business celebrates win over insurers refusing to pay out over Covid

High Court mostly sides with businesses over Covid insurance payouts but dispute over policy wordings is far from over

Small Business Insurance

How to make a successful business interruption insurance claim

Nearly 400,000 small businesses are waiting to see if insurers will be forced to pay out on their business interruption policies after a landmark High Court case

Government Grants

Insurer using small business Covid grants to justify cutting payouts

Small business owners rail against NFU Mutual for cutting coronavirus payouts because insurer says they have already had Government grants

Office & home working

Remote working coronavirus: Am I covered by home insurance?

Remote working in the Covid-19 climate: what your home insurance policies will and won't cover

Small Business Insurance

Can I claim on my small business insurance for coronavirus?

You may have a small business interruption policy, but will it cover you against coronavirus?

Small Business Insurance

Businesses forced to add data-loss cover on top of buildings insurance

Insurers fear IT outages from fire and flood could be so expensive they exclude computers from buildings policies

Small Business Insurance

What happens when a small business owner dies?

The sudden death or critical illness of a founder can have unwelcome consequences for a small business. Your SME could pass into the hand’s of an unwelcome family member or even be sold to a rival. Shareholder Protection Insurance allows you to plan your succession as you want.

Small Business Insurance

Can you afford not to offer business medical cover to your staff?

Private health insurance is the number one insurance benefit employees want. Given the race for talent and working days lost through illness, can you afford not to offer business medical cover?

Business Technology

How to grow a global creative agency in record time

Find out how creative agency, Myth Studio, used technology to grow their business and quadruple their staff count in 18 months

Partner content

Attracting and keeping top talent through Total Reward

Employment benefits specialist, Drewberry, explain why you should base your benefits around a Total Reward Strategy

Partner content

5 things every small business owner needs to know before starting

HSBC - Advertising feature

Partner content

What is professional indemnity insurance?

Professional indemnity insurance provides cover if somebody sues your business and they allege that your advice caused financial loss or damaged their brand. It’s not just for accountants and lawyers but for anyone offering a personal service, even web designers