Tag

Credit score

Articles, news and advice on credit rating topics for UK SMEs and suppliers.

Business Loans

Getting small business loans with bad credit

Even a small business owner with bad credit may need to borrow unexpectedly for stock or a sudden car repair. Where can you turn to for a small business loan with bad credit?

Funding your small business

Improving your small business credit rating

Although you may be aware of your personal credit score, many business owners aren’t as familiar with their business credit score. Here, we look at what one is, why it’s important and how you can use it to your advantage to grow your business

Business management

How to improve your business credit score

Sixty per cent of UK small businesses struggle to access vital services due to poor credit ratings.

Business management

Building credit is a smart business decision

As a business owner, you have much to think about on a daily basis, so it’s no surprise that credit isn’t always top of mind. But companies with strong business credit profiles can reap many benefits, including easier access to finance to fund investments and a credible reputation with potential customers, suppliers and lenders.

News

Nearly half of SMEs have never checked their credit score

Nearly half of SMEs have never checked their company’s credit score, according to new research from RateSetter Business Finance.

Accounting

Future proof your business with a credit check

Here, we look at the importance of carrying out a credit check for your business.

Small Business Banking

Credit check for business account

My business partner and I recently were rejected for a business account application. (My credit score is excellent). Is a credit check performed only on a company director (my business partner) or the company secretary (myself) as well?

News

SMEs lack credit awareness

Small businesses do not check their customers' credit status, exposing them to a greater risk of being paid late or not being paid at all.

Blog

How to improve your credit rating

Credit makes the business world go round. And when it stops, you may find your plans to start up, stay afloat or expand come to a grinding halt. Now more than ever it is important to make sure you have a good credit history. Annelies Van de Velde on behalf of Aqua Credit Card gives her top tips on how to get into your creditors' good books.

Small Business Banking

Seeking finance for a business with a bad credit rating

I have a bad credit rating because one of my customers went under and put us in debt. Is there anything we can do to get a bank loan?

News

UK small firms ‘have credit rating troubles’

The majority of the UK's small businesses have a credit rating which could damage their chances of obtaining finance, a new study claims.

News

Top six credit rating myths

With personal debt in the UK hitting an all-time high of £1.3 trillion, it's more important than ever to understand the factors that affect our ability to borrow and how to manage credit sensibly, claims a survey by Experian's CreditExpert, the credit monitoring and identity fraud protection service.

Business Loans

A guide to getting a small business loan

Everything you need to know on what small business loans are and what types of loan are available for your business.

Partner content

Small business owners: discover alternative funding solutions to help fuel your growth

Business Technology

Why you should upgrade your tech now rather than later

To run an optimal business, you must have optimal tech. We explain why you must upgrade your business technology on a regular basis

Investing in a franchise

Should I buy a franchise or go solo?

Starting a new business is an exciting venture. But – especially in well-established industry sectors – a key question is whether it would be better to buy a franchise or go solo.