Credit score

Articles, news and advice on credit rating topics for UK SMEs and suppliers.

Business management

How to improve your business credit score

Sixty per cent of UK small businesses struggle to access vital services due to poor credit ratings.


Nearly half of SMEs have never checked their credit score

Nearly half of SMEs have never checked their company’s credit score, according to new research from RateSetter Business Finance.

Accounts & Tax

Future proof your business with a credit check

Here, we look at the importance of carrying out a credit check for your business.

Small Business Banking

Credit check for business account

My business partner and I recently were rejected for a business account application. (My credit score is excellent). Is a credit check performed only on a company director (my business partner) or the company secretary (myself) as well?


SMEs lack credit awareness

Small businesses do not check their customers' credit status, exposing them to a greater risk of being paid late or not being paid at all.


How to improve your credit rating

Credit makes the business world go round. And when it stops, you may find your plans to start up, stay afloat or expand come to a grinding halt. Now more than ever it is important to make sure you have a good credit history. Annelies Van de Velde on behalf of Aqua Credit Card gives her top tips on how to get into your creditors' good books.

Small Business Banking

Seeking finance for a business with a bad credit rating

I have a bad credit rating because one of my customers went under and put us in debt. Is there anything we can do to get a bank loan?


UK small firms ‘have credit rating troubles’

The majority of the UK's small businesses have a credit rating which could damage their chances of obtaining finance, a new study claims.


Top six credit rating myths

With personal debt in the UK hitting an all-time high of £1.3 trillion, it’s more important than ever to understand the factors that affect our ability to borrow and how to manage credit sensibly, claims a survey by Experian’s CreditExpert, the credit monitoring and identity fraud protection service.

Partner content

How to prepare for business growth in 2022

The team at Funding Options explain how to prepare for business growth in 2022

Partner content

Tide to empower small businesses to optimise cash flow with insights tool

Tide is introducing a Cashflow Insights tool to help small businesses mitigate delays in payment and improve their credit score

Partner content

Business Current Account Masterclass

Tune into the Masterclass from the Current Account Switch Service to find out why you should switch your business account pronto

Partner content

How should I select my business broadband provider?

As with any supplier, it’s important to do your research and ask important questions before you select a broadband provider for your business. But what are the must-have things you should take into consideration?