Debt Finance

Articles and guides on how UK SMEs can use debt financing to facilitate growth and what businesses need to consider when taking on debt finance.

Funding your small business

6 business funding options for growth

We look at six funding options for growing your business. What is available and which option is right for you? Vicki Taylor explains.

Financing

Raising start-up capital – who to turn to?

Being a founder can be a lonely business, especially when raising money for your start-up. Don’t worry, help is at hand. These advisors will either invest, help you crowdfund or put you in the best possible place for seed funding

Business Loans

An introduction to debt finance for small business operators

Here, Adam Pescod of Fleximize explores today's debt finance options available for small businesses.

Business Loans

Covid debt drowning small businesses to the tune of £104bn

Bank lending to small businesses rockets by 82% as owners scramble for Government coronavirus support

Alternative finance

How to choose the right finance option for your SME

Philip Belamant explains the difference between loans and equity, and why specialist lenders who forward fund specific costs such as ad spend provide an alternative.

Business Loans

A brief history of online debt finance

How has the internet transformed business access to debt finance? And what does the future hold? Fleximize’s Peter Tuvey explores.

Business Loans

Debt versus equity finance

Choosing between debt or equity finance, or a mixture of the two, could be the most important business decision you ever make. SmallBusiness.co.uk speaks to entrepreneurs, financiers and advisers about the pros and cons of each.

How businesses can manage the rise in employers’ National Insurance

Philip Welsh, product marketing manager at Sage, explains why employers’ National Insurance contributions (NIC) are rising in April 2025 – impacting employee costs, cashflow and margins for firms