Tag

Overdrafts

Business Loans

Small businesses blindsided by Growth Street demanding its money back

Growth Street tries to claw back £18m in loans from dozens of small businesses in order to repay panicked peer-to-peer investors

Alternative finance

What are the best alternatives to a business overdraft?

The alternative finance market is stepping into the hole left by overdrafts by introducing a number of innovative products, writes Conrad Ford.

Small Business Banking

My bank is forcing me to restructure my overdraft

My bank is forcing me to restructure my overdraft into a loan. It will be more expensive and in 4-6 months time I may not even need an overdraft. Through circumstance I have never signed a directors' guarantor for the overdraft. Can they still force me into this position?

News

Overdrafts most popular form of funding

Bank overdrafts remain the single most popular form of business finance for small businesses despite year-on-year term lending decreasing by £269 million on 2009.

News

Small businesses fall back on overdrafts

SMEs have been forced into paying higher rates through bank overdrafts thanks to the scarcity of business loans.

Partner content

How businesses can manage the rise in employers’ National Insurance

Philip Welsh, product marketing manager at Sage, explains why employers’ National Insurance contributions (NIC) are rising in April 2025 – impacting employee costs, cashflow and margins for firms

Business Technology

The connection between digital skills and fraud prevention in small businesses

With fraud posing a significant threat to small businesses, Rachael Tiffen from Cifas addresses the role of digital skills in fraud prevention

Business Loans

A guide to getting a small business loan

Everything you need to know on what small business loans are and what types of loan are available for your business.

Partner content

Small business owners: discover alternative funding solutions to help fuel your growth