SME finance

Articles and news on SME finance issues for UK small businesses.

Accounts & Tax

5 steps to bolster your business finances

Too many of us are guilty of not paying enough attention to day-to-day financials. Mark Wright helps change your money mindset

Alternative finance

Pitalia Capital to invest £50m in small businesses

Equity fund can invest up to £10m each in growth capital for early stage businesses or management buyouts for mid-sized firms.

Business Loans

One third of small businesses turn to Bank of Mum and Dad

Family and specifically parents are the first port of call when a small business runs into trouble, according to a Liberis survey

Business Loans

Small businesses blindsided by Growth Street demanding its money back

Growth Street tries to claw back £18m in loans from dozens of small businesses in order to repay panicked peer-to-peer investors


Two out of five small businesses will run out of cash within six weeks

Small business income expected to drop by 60% in April, with 70% of leisure and hospitality firms seeing revenue at all


Two in five small businesses don’t have enough access to finance

Over half of small businesses do not have any finance in place at all, with overdrafts being most popular choice for those that do

Startup Funding and Grants

How the government is failing small businesses on financing options

The government could do more to encourage lending and raise awareness of different financing options – but first, it should examine what doesn’t work about its current approach to SME funding, Richard Prime argues.

Business Loans

A small business guide to property loans

In this piece in association with Fundbird, we give a basic overview of the main commercial finance options available to you.

Accounts & Tax

Credit monitoring conundrums – The importance of credit checking for small businesses

David Haxton discusses the importance of detailed credit checking for small businesses.


Lack of finance continues to hamper SMEs

Small business owners have been ‘locked in a capital battle’ which has resulted in lost opportunities to grow their business, research finds.

Small Business Banking

Seeking finance for a business with a bad credit rating

I have a bad credit rating because one of my customers went under and put us in debt. Is there anything we can do to get a bank loan?

Partner content

Can businesses save money on CBILS repayment costs by refinancing for a RLS loan?

Your business could save money on CBILS repayments by refinancing for an RLS loan – Funding Options tells us how

Partner content

What is professional indemnity insurance?

Professional indemnity insurance provides cover if somebody sues your business and they allege that your advice caused financial loss or damaged their brand. It’s not just for accountants and lawyers but for anyone offering a personal service, even web designers

Partner content

What is public liability insurance, and does it cover Covid-19 claims?

Public liability insurance can cover your small business if a third party has an accident or injury. But does public liability insurance cover claims made against your business arising from Covid-19?

Partner content

Business insurance everything you need to know

Every small business may need to be insured at some level. But which policies are must-haves, and which are optional? Edward Murray guides you through the maze