Category

Business Loans

The small business loans section has in-depth advice articles and guides on how and where start-up companies and SMEs can get a UK business loan, whether from established commercial finance providers, online providers or even family and friends. SmallBusiness.co.uk are working in partnership with Funding Options to help you find the right finance for your business.

A business loan can be sought for many reasons but is typically used to either: start a new enterprise, fund expansion, fund major capital expenditures, or to cover operational costs that a company may otherwise be unable to afford (i.e. for cash flow reasons).

There are two key categories of loan – secured or unsecured – and both types can be made available over short, medium or long-term periods. There are a wide variety of lenders servicing the many different niches and almost all will usually approve business loans based upon the financial strength of the borrowing business and its perceived ability to earn a profit.

Borrowing money is a major step for a company and almost inevitably introduces a raised level risk. However, taking on debt in the form of a loan is also one of the commonest forms of financing small business operations. Our experts write about business loans from the perspective of the UK SME community and our aim is to help readers understand how small business loans work, the many options available, and how to compare and choose between them.

Ultimately, though, a business loan may not always be the best finance option, so we also encourage readers to look at other routes such as grants and the ever expanding alternative finance channels.

Merchant cash advance – the funding option that’s made for retailers

A merchant cash advance is an easy way for retailers to borrow against a percentage of what they take on payment cards. Repayments are pegged to sales you make via credit card.

Business Loans

Business Loans

Thousands of small businesses just got a better chance of getting funded

The peer-to-peer loan market will now be more available to smaller firms.

Business Loans

Match funding: a strategic way to use award win money

Here, Charlie Paton of Seawater Greenhouse talks about the inner workings and requirements of match funding after winning an award.

Business Loans

How to get funding for your business with The Prince’s Trust

The Prince's Trust could give you with a useful mix of funding and mentoring as well as getting to grips with cashflow forecasting.

Business Loans

Five top tips for those seeking a business loan

In need of some cash? We take a look at what small companies need to bear in mind before pursuing a business loan.

Business Loans

How a small company can get a business loan: Three options

Here, we look at three routes to debt finance for your small company.

Business Loans

Business loans for starting up abroad

There is no reason in principle you cannot finance the purchase of an overseas business in the UK. The Business Banking Code says that before a bank lends you any money, they will assess whether they feel that you will be able to repay it.

Business Loans

How loans websites can get GDPR ready

In what ways can loans websites become GDPR ready? Here, we take a look.

Business Loans

Five things to consider before applying for development finance

Here, we highlight five important things to consider before going ahead with your development finance application.

Business Loans

Common uses for bridging loans

What exactly are bridging loans used for? Here, we find out.

Business Loans

Consider secured loans like logbook loans and homeowner loans

For businesses looking for capital to help grow their business, alternative finance might be the best option. Here we run down the different types of loans you could get.

Business Loans

The facts you need on secured loans

Here, we look at why it's important to consider the ups and downs of secured loans before going ahead with an application.

Business Loans

Make smart use of personal loans to expand your business

For those entrepreneurs who are looking to expand their business rapidly, acquiring a personal loan can be a sure-fire way to help you grow quickly.

Business Loans

Use same day loans to pay for emergency expenses for your business

Making ends meet as a small business can be tricky, but day loans can be a saviour for an entrepreneur. Here we discuss how day loans can help pay for emergency expenses.

Masterclass Series

Green finance

Simon Cureton, CEO of Funding Options, walks us through the 'green boom' in eco-friendly businesses along the growth of green finance

Masterclass Series

The funding landscape

This article from Tracc looks at the changing funding landscape and how business owners can improve their chance to secure funding themselves

Partner content

5 tools to help monetise your content in 2022

We explore five online tools that you can use to help you monetise your content in 2022

Partner content

Tooling up for hybrid

Equipping your people with the best technologies for the hybrid workplace