Category

Financing

The financing channel looks at the different small business funding options available to start-up companies and established SME businesses looking to grow. Read a wealth of guides and tips to help manage your accounts and cash flow better, views on the future of business banking and where to source alternative finance.

Government must halve late payments window to 30 days, urge experts

Government clampdown on large companies abusing late payments to small businesses do not go far enough, complain professional bodies

Accounting

Business Loans

Merchant cash advance – the funding option that’s made for retailers

A merchant cash advance is an easy way for retailers to borrow against a percentage of what they take on payment cards. Repayments are pegged to sales you make via credit card.

Accounting

Large businesses could be fined for failing to pay SMEs on time

Government announces new £1m fund to help small businesses migrate to digital payments and invoicing, beefs up powers of Small Business Commissioner

Small Business Banking

Virgin Money aims to increase SME banking market share by 40pc

Newly rebranded Virgin Money plans to have 300 relationship managers working in 40 businesses banking centres across Britain

Alternative finance

Small businesses receive a record £6.7bn in equity funding

Last year, the UK's small businesses received a record £6.7bn in equity funding, with regional VC funding on the increase. But SMEs are increasingly wary of investing in themselves, according to latest CYBG research

Financing

Investment community to focus on inclusivity and support

A new initiative aims to create an inclusive and supportive investment community, teaching and advising investors how to help the businesses they invest in.

Small Business Banking

Regional business growth – investors called on to narrow the gap

High net worth investors being called on to support small, growing and regional businesses and business owners looking for investment are the focus of a campaign by business backers.

Accounting

Off-payroll reforms misunderstood by the self-employed

There are calls from contractor and freelancer representatives for the off-payroll (IR35) reforms, due to be applied to the private sector, to be stopped.

Small Business Banking

Regional business growth – investors called on to narrow the gap

High net worth investors being called on to support small, growing and regional businesses and business owners looking for investment are the focus of a campaign by business backers.

Accounting

Off-payroll reforms misunderstood by the self-employed

There are calls from contractor and freelancer representatives for the off-payroll (IR35) reforms, due to be applied to the private sector, to be stopped.

Alternative finance

How to choose the right finance option for your SME

Philip Belamant explains the difference between loans and equity, and why specialist lenders who forward fund specific costs such as ad spend provide an alternative.

Small Business Banking

Barclays business CEO worries SME lending bubble could burst

Barclays business banking CEO Ian Rand fears growing SME lending market could see a Wonga-style collapse if fintech lending criteria are not rigorous enough

Small Business Banking

Q&A Ian Rand, CEO of Barclays Business Banking

The head of Barclays Business Banking says that small business owners value the human element just as much as the latest banking app

Tax

Call for Treasury to simplify small business tax regime

Home Secretary Sajid Javid launches report arguing that tax system should be boiled down into simple turnover levy on SMEs earning less than £1m

Partner content

What are the benefits of business broadband?

Business broadband offers a host of advantages over standard domestic connections, here’s why you should be considering an upgrade

Partner content

How should I select my business broadband provider?

As with any supplier, it’s important to do your research and ask important questions before you select a broadband provider for your business. But what are the must-have things you should take into consideration?

Business Technology

Future-proof your business communications set-up

Landlines as we know them will be scrapped in 2027 – along with a raft of upcoming business changes. Here's how to ensure your communications set-up is fit for whatever the future brings

Business Loans

A guide to getting a small business loan

Everything you need to know on what small business loans are and what types of loan are available for your business.