The financing channel looks at the different small business funding options available to start-up companies and established SME businesses looking to grow. Read a wealth of guides and tips to help manage your accounts and cash flow better, views on the future of business banking and where to source alternative finance.

Pros and cons of different funding options

My brother and I plan to go into business on the internet selling cosmetics but we need money. What are the pros and cons of the different funding options available?

Alternative finance

Accounts & Tax

Chip and PIN – what you need to know

If your business accepts face-to- face credit or debit card transactions, you need to ensure that the system you have in place is secure and that the risk of fraud is minimised.

Accounts & Tax

Tips on saving tax for small business owners

No one likes paying tax, least of all small business owners, so here are some tips for ways to reduce your tax bill or claim back tax already paid.

Accounts & Tax

Guide to wages records

Legally, you must keep proper records of all wages paid to employees and this guide will show you exactly what information to record.

Business Loans

Guide to presentations to raise money

The way you present your idea or business plan to potential investors could be the difference between business success and failure so it's vital to get it right.

Small Business Banking

Use credit cards safely as a small business owner

Business owners are increasingly using personal credit cards to fund their businesses, particularly when it comes to major purchases such as vehicles and equipment.

Accounts & Tax

Getting paid by credit and debit card

Being able to receive payments by credit and debit card enables you to do business using internet, electronic or paper-based systems, making it much more versatile than cash or cheques - and setting up a system is quick and easy.

Accounts & Tax

How start-ups are taxed

Many people starting their own businesses like to start up part-time initially while still remaining in full time employment in order to test their idea or even to run their venture on a permanently part-time basis.

Accounts & Tax

Give credit only where it’s due

More than two-fifths of small businesses are offering credit to new customers without checking their creditworthiness, leaving themselves open to bad debts.

Accounts & Tax

Guide to pre-trading expenditure

If you have expenses in respect of your self-employment in the seven years before you commenced trading, you may be able to claim these items against your profits.

Accounts & Tax

Partnerships and VAT

Determining whether a partnership exists, particularly in respect of VAT, can sometimes be a difficult task.

Accounts & Tax

PAYE when working full time and with a ‘side gig’

One of our readers has posed the following question related to PAYE when working a full time job and also a 'side gig' job.

Small Business Banking

Business Banking basics

In order to open a bank account, even a basic one, all banks and other financial institutions must go through a series of checks to try to minimise the effects of money laundering.

Small Business Banking

Opening a business bank account

It is not a legal requirement that you open business account – but there are several reasons why it is a good idea.

Partner content

How to prepare for business growth in 2022

The team at Funding Options explain how to prepare for business growth in 2022

Partner content

Tide to empower small businesses to optimise cash flow with insights tool

Tide is introducing a Cashflow Insights tool to help small businesses mitigate delays in payment and improve their credit score

Partner content

Business Current Account Masterclass

Tune into the Masterclass from the Current Account Switch Service to find out why you should switch your business account pronto

Partner content

How should I select my business broadband provider?

As with any supplier, it’s important to do your research and ask important questions before you select a broadband provider for your business. But what are the must-have things you should take into consideration?