Category

Financing

The financing channel looks at the different small business funding options available to start-up companies and established SME businesses looking to grow. Read a wealth of guides and tips to help manage your accounts and cash flow better, views on the future of business banking and where to source alternative finance.

BCC: Bank of England must cut rates

The longer the Bank of England takes to cut rates, the worse the economic situation will be, according to the British Chambers of Commerce's (BCC's) quarterly economic forecast.

Small Business Banking

Alternative finance

The facts about asset based finance

The commercial finance industry promises entrepreneurs a fast track to growth. SmallBusiness.co.uk talks to borrowers and lenders about the rewards and risks of asset based finance.

Small Business Banking

Maximising business banking

A little relationship building can go a long way when it comes to you and your chosen bank. SmallBusiness.co.uk finds out how.

Business Loans

Debt versus equity finance

Choosing between debt or equity finance, or a mixture of the two, could be the most important business decision you ever make. SmallBusiness.co.uk speaks to entrepreneurs, financiers and advisers about the pros and cons of each.

Government Grants

Small Firms’ Loan Guarantee Scheme

Companies without assets to offer as security for conventional bank funding will be heartened to know that there's still another means of raising cash without giving away too much equity - the SFLG.

Business Loans

How to get the best deal on a business bank loan

If you're looking to fund rapid growth your bank will probably be the first port of call. We find out what traditional lenders can offer and how to make sure you're getting the best deal.

Accounting

Avoiding IR35 as a contractor

I want to set up on my own business contracting to two or three companies. I really don’t want to get in to IR35 territory.

Small Business Banking

Small business credit cards explained

Business credit cards provide a simple and efficient means to pay for business goods, services and expenses using a credit facility. SmallBusiness.co.uk and Simply Business explain some of the key features.

Accounting

Avoiding IR35 as a contractor

I want to set up on my own business contracting to two or three companies. I really don’t want to get in to IR35 territory.

Small Business Banking

Small business credit cards explained

Business credit cards provide a simple and efficient means to pay for business goods, services and expenses using a credit facility. SmallBusiness.co.uk and Simply Business explain some of the key features.

Accounting

Making directors liable

Most directors believe that a limited company does what it says on the tin: in other words, they do not expect to be held personally liable for the company's misdemeanours. That could be a false assumption, writes Kelly Tinkler of solicitors Rooks Rider.

Accounting

Proof of earnings

What documentation can be requested from a self-employed individual as accurate proof of gross or net monthly/annual earnings?

Accounting

Paying directors with dividends

I am soon to open my company and keep hearing people refer to dividends as a method of payment for directors, whilst paying them around £5,000 per annum as a wage. Is this legal and if so, can you explain how this works please?

Accounting

Clever cash flow management

Keeping a strong and steady flow of cash running through a business is critical to a company's long-term success, enabling it to pay its staff on time, fulfil new orders and purchase raw material and even new equipment. Here are a few simple steps to help you avoid the stress of cash drying up.

Business Loans

A guide to getting a small business loan

Everything you need to know on what small business loans are and what types of loan are available for your business.

Partner content

What are the funding options for hospitality businesses?

Hospitality businesses have faced a number of challenges in the last couple of years. Find out what funding and support is available.

Employing & managing staff

The importance of vocational rehabilitation services for SMEs

In Aviva’s latest SME research*, 57 per cent of employers surveyed agreed that nowadays employees expect benefits to protect against loss of income or earnings. What do you offer your people?

Partner content

What are the benefits of business broadband?

Business broadband offers a host of advantages over standard domestic connections, here’s why you should be considering an upgrade