Finding alternative funding for your industry
Until the economy returns to a position of normality and bank lending picks up again, SMEs are seeking alternative sources of finance.
Alternative finance
The financing channel looks at the different small business funding options available to start-up companies and established SME businesses looking to grow. Read a wealth of guides and tips to help manage your accounts and cash flow better, views on the future of business banking and where to source alternative finance.
Until the economy returns to a position of normality and bank lending picks up again, SMEs are seeking alternative sources of finance.
Alternative finance
Small Business Banking
I have been refused a business bank account due to bad credit history. At present I do not have debt other than my mortgage. What should I do?
Accounting
How can I increase my fixed salary when the business starts to make a profit?
Alternative finance
Bhodi Sunth, director at finance company Azure Global, outlines the options available when you need to raise funds.
Alternative finance
Despite the efforts of Evan Davis and his Dragons, many start-up businesses are unaware of the existence of small-scale equity investors, such as business angels.
Government Grants
I run a butcher’s shop and am looking for a small grant in order to print some leaflets and advertise the business. What types are available?
Alternative finance
Credit is what sustains most businesses. Without access to a working credit line, many small businesses would find it impossible to bridge the cash flow gap between the raising of an invoice and its eventual settlement.
Small Business Banking
Last month the government launched a finance package to help struggling small businesses access bank loans, but SMEs say they aren’t seeing the benefits.
Alternative finance
Credit is what sustains most businesses. Without access to a working credit line, many small businesses would find it impossible to bridge the cash flow gap between the raising of an invoice and its eventual settlement.
Small Business Banking
Last month the government launched a finance package to help struggling small businesses access bank loans, but SMEs say they aren’t seeing the benefits.
Small Business Banking
Do I need to open a business bank account or can I simply use my personal current account for my small business?
Tax
I heard that the government were helping small business by deferring payment of VAT. Is this true and if so, what is the procedure?
Accounting
In these uncertain times it’s important to keep your cool and make the right decisions.
Small Business Banking
The likes of The Body Shop and Waterstone’s used funding through the Small Firms Loan Guarantee (SFLG) scheme to get off the ground. But with banks now so reluctant to lend, some believe it’s time for an overhaul
Partner content
In case you were in any doubt, here are five key benefits of switching your business bank account – and how to make the switch.
Business Loans
Everything you need to know on what small business loans are and what types of loan are available for your business.
Partner content
Hospitality businesses have faced a number of challenges in the last couple of years. Find out what funding and support is available.
Employing & managing staff
In Aviva’s latest SME research*, 57 per cent of employers surveyed agreed that nowadays employees expect benefits to protect against loss of income or earnings. What do you offer your people?