Category

Small Business Insurance

This section provides helpful guides, advice and features around the different insurance types available for UK small businesses. Small Business is also offering you the chance to find insurance quotes for bespoke, flexible business protection, ideal for startups and small businesses.

Key topics covered include: Business Insurance Types (such as public and employers’ liability insurance, tradesman insurance, key person insurance, business interruption and professional indemnity cover), How to Compare and Buy Insurance, Making Claims, and guides to picking the right cover for your category of business.

Make sure you understand risk and protect your business against losses and compensation claims. Find answers to your small business insurance questions by using the search facility top right or scroll through this category to match our case studies with your company’s needs.

What events need is a government insurance policy, says sector

Business heavyweights call on government to underwrite events insurance policy, similar to that offered to TV industry

Small Business Insurance

Small Business Insurance

Wait until next year before any business interruption insurance payouts

Insurers appeal against High Court decisions, further delaying any payouts to firms which took out business interruption insurance policies

Small Business Insurance

Small business celebrates win over insurers refusing to pay out over Covid

High Court mostly sides with businesses over Covid insurance payouts but dispute over policy wordings is far from over

Small Business Insurance

How to make a successful business interruption insurance claim

Nearly 400,000 small businesses are waiting to see if insurers will be forced to pay out on their business interruption policies after a landmark High Court case

Government Grants

Insurer using small business Covid grants to justify cutting payouts

Small business owners rail against NFU Mutual for cutting coronavirus payouts because insurer says they have already had Government grants

Small Business Insurance

Should cyber insurance become compulsory for UK businesses?

Here is why the threat of cyber attacks has paved the way for certain measures to be taken against them.

Office & home working

Remote working coronavirus: Am I covered by home insurance?

Remote working in the Covid-19 climate: what your home insurance policies will and won't cover

Small Business Insurance

Can I claim on my small business insurance for coronavirus?

You may have a small business interruption policy, but will it cover you against coronavirus?

Office & home working

Remote working coronavirus: Am I covered by home insurance?

Remote working in the Covid-19 climate: what your home insurance policies will and won't cover

Small Business Insurance

Can I claim on my small business insurance for coronavirus?

You may have a small business interruption policy, but will it cover you against coronavirus?

Small Business Insurance

Businesses forced to add data-loss cover on top of buildings insurance

Insurers fear IT outages from fire and flood could be so expensive they exclude computers from buildings policies

Small Business Insurance

How offering a death in service benefit can save you money

Taking out a group life insurance policy is often half the cost of what you would pay as an individual. And death-in-service insurance is one of the top three benefits employees want from a company

Small Business Insurance

What happens when a small business owner dies?

The sudden death or critical illness of a founder can have unwelcome consequences for a small business. Your SME could pass into the hand’s of an unwelcome family member or even be sold to a rival. Shareholder Protection Insurance allows you to plan your succession as you want.

Small Business Insurance

Can you afford not to offer business medical cover to your staff?

Private health insurance is the number one insurance benefit employees want. Given the race for talent and working days lost through illness, can you afford not to offer business medical cover?

Partner content

Small business owners: discover alternative funding solutions to help fuel your growth

Business Technology

Why you should upgrade your tech now rather than later

To run an optimal business, you must have optimal tech. We explain why you must upgrade your business technology on a regular basis

Investing in a franchise

Should I buy a franchise or go solo?

Starting a new business is an exciting venture. But – especially in well-established industry sectors – a key question is whether it would be better to buy a franchise or go solo.

Partner content

16 ways to improve your business cash flow

Read here for 16 tried and tested tips and tricks to improve potential cash flow problems