SmallBusiness.co.uk is working in partnership with Finpoint to help you find the right finance for your business. This section provides comprehensive guides and articles on the different alternative finance options for UK small businesses and entrepreneurs. There are many different types available, including crowdfunding, peer-to-peer lending, micro loans, equity finance and angel investments, plus various strands of asset-based lending and refinancing.
For smaller businesses looking to grow, alternative finance providers are often better aligned to their needs – not only because they can offer less strict criteria than traditional lenders like banks, but also because they can be more flexible and responsive whilst offering a better customer service.
The alternative finance market is a dynamic sector in the UK, driven by the country’s twin strengths in fintech and investment banking services. Business funding for British SMEs from alternative finance firms now tops £15bn annually and is set to grow strongly up to and beyond the 2020s. Read on for ideas, analysis and case studies to see if it could benefit your company as well.
Trading in an ever-unpredictable market requires strict money management policies. Any successful forex trader will tell you that having a good trading system is not enough; you will need to apply money management to protect your portfolio.
Microfinance refers to financial products or services aimed at low-income individuals, especially those who are in areas not served by banks or traditional financial services providers and those who don’t qualify for typical financial services.
You need to provide the best experiences for your customers. But a competitive market doesn't give small businesses any breaks. You can move your business forward with a merchant cash advance.
You need to provide the best experiences for your customers. But a competitive market doesn't give small businesses any breaks. You can move your business forward with a merchant cash advance.
Starting a new business is an exciting venture. But – especially in well-established industry sectors – a key question is whether it would be better to buy a franchise or go solo.