Category

Small Business Banking

Whether you’re just starting a new business, are an established SME or a sole trader, our small business banking section has an extensive selection of useful guides and advice for those seeking the best business bank account for their enterprise.

Key banking issues for UK entrepreneurs include bank charges, account fees and transaction costs, overdraft facilities, business credit cards, savings accounts, and business support services – all of which we cover here.

My bank is forcing me to restructure my overdraft

My bank is forcing me to restructure my overdraft into a loan. It will be more expensive and in 4-6 months time I may not even need an overdraft. Through circumstance I have never signed a directors' guarantor for the overdraft. Can they still force me into this position?

Small Business Banking

Small Business Banking

How the Business Bank will help small companies

Rory Earley, CEO of Capital for Enterprise, breaks down the concept of the Business Bank and what small businesses can expect from such an institution.

Small Business Banking

How to win bank funding

Business owners and bankers share tips with SmallBusiness.co.uk on how to negotiate a financing deal.

Small Business Banking

Credit check for business account

My business partner and I recently were rejected for a business account application. (My credit score is excellent). Is a credit check performed only on a company director (my business partner) or the company secretary (myself) as well?

News

Managers show favouritism towards staff members

Research has given insight into employer bias in the workplace, with the key reasons being work ethic, loyalty, personality, and humour.

Small Business Banking

Can small businesses get bank loans?

I am sure that like me, you have seen headlines about banks not lending to small businesses with depressing regularity.

Small Business Banking

Claim Back Mis-Sold Loan Protection

Have you taken out a loan or a credit card in the last 10 years? If so, you may have been mis-sold loan insurance, and could claim compensation for this.

Small Business Banking

Get investing

When cash savings rates are low, some people start thinking about putting their money into investments and there are plenty to choose from.

Small Business Banking

Claim Back Mis-Sold Loan Protection

Have you taken out a loan or a credit card in the last 10 years? If so, you may have been mis-sold loan insurance, and could claim compensation for this.

Small Business Banking

Get investing

When cash savings rates are low, some people start thinking about putting their money into investments and there are plenty to choose from.

Small Business Banking

Getting financing from banks

SmallBusiness.co.uk presents the dos and don'ts of approaching banks for funding.

Small Business Banking

Banking on assistance

Many businesses are still having no luck in obtaining bank loans.

Small Business Banking

What banks want to see from SMEs

So why aren’t banks lending to small businesses? Rose Lewis, a partner at financial consultancy Pembridge Partners, outlines what banks want to see from SMEs before agreeing to show the money.

Small Business Banking

Seeking finance for a business with a bad credit rating

I have a bad credit rating because one of my customers went under and put us in debt. Is there anything we can do to get a bank loan?

Business Loans

A guide to getting a small business loan

Everything you need to know on what small business loans are and what types of loan are available for your business.

Business Technology

Future-proof your business communications set-up

Landlines as we know them will be scrapped in 2027 – along with a raft of upcoming business changes. Here's how to ensure your communications set-up is fit for whatever the future brings

Business Technology

Friendly guide – top tips for small businesses switching to VoIP

With the landline shutdown coming fast, there’s never been a better time to switch to VoIP. Don’t let your small business be left behind!

Export & Import

Avoid delays with exports and imports

Many factors can affect products’ journeys from A to B. Here are some tips for best practice for successful shipping in the modern world