A small business guide to property loans
In this piece in association with Fundbird, we give a basic overview of the main commercial finance options available to you.
Business Loans
The small business loans section has in-depth advice articles and guides on how and where start-up companies and small businesses can get a UK business loan, whether from established commercial finance providers, online providers or even family and friends. SmallBusiness.co.uk is working with a panel of trusted partners to help you find the right finance for your business.
A business loan can be sought for many reasons but is typically used to either: start a new enterprise, fund expansion, fund major capital expenditures, or to cover operational costs that a company may otherwise be unable to afford (i.e. for cash flow reasons).
There are two key categories of loan – secured or unsecured – and both types can be made available over short, medium or long-term periods. There are a wide variety of lenders servicing the many different niches and almost all will usually approve business loans based upon the financial strength of the borrowing business and its perceived ability to earn a profit.
Borrowing money is a major step for a company and almost inevitably introduces a raised level risk. However, taking on debt in the form of a loan is also one of the commonest forms of financing small business operations. Our experts write about business loans from the perspective of the UK SME community and our aim is to help readers understand how small business loans work, the many options available, and how to compare and choose between them.
Ultimately, though, a business loan may not always be the best finance option, so we also encourage readers to look at other routes such as grants and the ever expanding alternative finance channels.
In this piece in association with Fundbird, we give a basic overview of the main commercial finance options available to you.
Business Loans
Business Loans
Here, we look at community development finance institutions (CDFIs) and how they can assist small companies with finance.
Business Loans
Here, we look at community development finance institutions (CDFIs) and how they can assist small companies with finance.
Business Loans
Introducing community development finance institutions (CDFIs) and how to raise money from them as a small business.
Business Loans
The reluctance of the banks to lend is well documented, and entrepreneur James Benamor argues that looking for an alternative is now the order of the day.
Business Loans
Almost three quarters of small company owners launched their new business venture with working capital of £2,000 or less, research finds.
Business Loans
Finance provider SwiftMoney.com outlines the benefits of short-term loans.
Business Loans
This article looks at the pros and cons of credit card loans and store cards.
Business Loans
Finance provider SwiftMoney.com outlines the benefits of short-term loans.
Business Loans
This article looks at the pros and cons of credit card loans and store cards.
Business Loans
There is still another means of raising cash without giving away too much equity.
Business Loans
Can anyone provide some information on getting a loan in the UK for a business abroad, in particular South Africa. How do you go about it and which companies / banks provide these loans?
Business Loans
Choosing between debt or equity finance, or a mixture of the two, could be the most important business decision you ever make. SmallBusiness.co.uk speaks to entrepreneurs, financiers and advisers about the pros and cons of each.
Business Loans
If you're looking to fund rapid growth your bank will probably be the first port of call. We find out what traditional lenders can offer and how to make sure you're getting the best deal.
Business Loans
Everything you need to know on what small business loans are and what types of loan are available for your business.
Business Technology
Landlines as we know them will be scrapped in 2027 – along with a raft of upcoming business changes. Here's how to ensure your communications set-up is fit for whatever the future brings
Business Technology
With the landline shutdown coming fast, there’s never been a better time to switch to VoIP. Don’t let your small business be left behind!
Export & Import
Many factors can affect products’ journeys from A to B. Here are some tips for best practice for successful shipping in the modern world